HENRY`S BACKGROUND :

I am a fee and/or commission based Certified Financial Planner (CFP) and Investment Advisor Representative (IAR), proud to be affiliated with Financial Network, one of the largest independently managed broker/dealers in the country. My credentials include a BA in Economics from Brooklyn college, and over thirty years of experience and study in this field. I took postgraduate courses at USC., and received my CFP from the Denver College of Financial Planning. During a long tenure with Rockwell International, I had a technical book published on "Learning Curves and Manpower Loading Techniques" that was used by many companies throughout the country, as well as the U.S. Navy. When I retired from Rockwell, I held the title of Senior Financial Management Advisor. Among my other publications are a series of articles, titled "Leveraging Your Power to do Good with Your Assets", published by the Catholic Diocese of Orange Bulletin. In addition, I`ve done extensive lecturing on the subjects of Investing, Retirement Planning, and Estate Planning.

My staff members are experienced professionals, Rosalie Woida, with me 17 years, Alice Amick, 14 years, Jan Marie Kazarian, 12 years, and Caroline Kaczmarek, 7 years. Though each has a specialty in our office, each is also familiar with the functions of the others, and of the entire office.
We all operate under the same credos:

• Our clients are our reason for being here, and we act accordingly. 
• We don`t assume anything. If uncertain, we`ll say so, and then try to get an answer for you.
• We absolutely respond to all communications promptly.

We are dedicated to serve our clients` short and long term financial needs and goals. Almost all our time is devoted to "Service" rather than "Marketing", doing much behind the scenes that our clients don`t even know is being done specifically for them. Together, we try to bring you the essentials of a good financial planning and advisory service, "The Three C`s":

• Competence - borne of continuing study and experience.
• Communication - our system triggers a periodic contact with every client.
• Caring - willingness to act for those who entrusted us with their money;
  We Care!